AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7.

All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by.

All In

  • Exemplify a “Can Do. Will Do.” attitude
  • Dedicated to innovative solutions
  • Retail only: consumers are sole focus


  • Laser focused on client goals
  • Committed to timely service
  • Tireless work ethic


  • Ultra attentive service aided by tech
  • Always supportive, patient, welcoming
  • Present financing options in simple terms